All calculators

Every tool on the site, grouped by what it's for. 179 calculators — all free, all working in your browser, none of them asking for an email address.

Finance

42 tools

1099 Quarterly Tax CalculatorFreelance quarterly estimates with 2026 brackets and SE tax, plus the next IRS deadline computed for you. Free, no…
401K / Retirement CalculatorProject your balance at retirement with salary growth and employer match, using the 2026 limit ($24,500). Free, no…
Amortization CalculatorFull month-by-month amortization schedule for any fixed-rate loan. Export to CSV. See exactly how each payment…
Annuity Payout Calculator$500,000 over 25 years at 5% supports about $2,920/month. The payment, the interest earned, and how long a balance…
APR CalculatorCalculate the true APR on a loan, including all fees. APR ≠ interest rate when there are fees.
Auto Loan CalculatorMonthly payment with tax and trade-in, total interest, and the full schedule — before the dealer 'runs your…
Auto Refinance CalculatorRefinancing $22k from 9.5% to 6.5% saves $120/mo — but a stretched term can still cost more overall. Monthly…
Balance Transfer Calculator$8,000 at 24% with $400/mo payments: a 0% transfer saves about $2,034 even after the 3% fee. Month-by-month math —…
Bonus Tax CalculatorA $10,000 bonus at a $100k salary nets about $7,035 after the flat 22% and FICA — and we show whether that…
Car Loan Interest Deduction CalculatorThe new car-loan interest deduction: up to $10,000/year for 2025–2028 on new US-assembled vehicles. See what your…
CD CalculatorCalculate the maturity value of a Certificate of Deposit. Adjust deposit, APY, term, and compounding frequency.
Closing Cost CalculatorA $450k home at 20% down runs ≈$10,916 in closing costs — $100,916 total cash to close. Every line itemized and…
Compound Interest CalculatorSee how compound interest grows your money over time. Add monthly contributions, change the rate, and watch the…
Credit Card Payoff CalculatorHow long your balance really takes at your payment, what minimums actually cost, and what an extra $50/mo changes.…
Currency ConverterConvert between 30+ world currencies. Static reference rates — not live, but accurate enough for travel budgeting…
Debt Payoff CalculatorAdd every debt, set your extra payment, and see snowball vs avalanche side-by-side: total interest, payoff date,…
Discount CalculatorCalculate the price after a discount and your savings. Stack two discounts (e.g., 30% off + 20% coupon) and see the…
Down Payment CalculatorSee your loan-to-value ratio, monthly PMI cost, and how much more you'd need to put down to avoid PMI.
Future Value CalculatorWhat will a single deposit be worth at a future date? Adjust rate, time, and compounding to see the future value.
HELOC Calculator$50k drawn at 8% costs $333/mo interest-only — then jumps to $418 when repayment starts. See the jump and the…
House Affordability CalculatorHow much house can you afford? Uses the 28/36 debt-to-income rule with PMI and taxes baked in.
Income Percentile Calculator
US Income Tax CalculatorTake-home estimate with 2026 brackets, standard deduction, Social Security and Medicare — marginal vs effective rate…
Investment CalculatorProject the future value of an investment with regular contributions. See the breakdown of principal, contributions,…
Lease CalculatorVehicle lease payment with money factor, residual value, and drive-off. See the depreciation portion, finance…
Life Insurance Needs CalculatorDebt + Income + Mortgage + Education, minus what you already have: a defensible coverage number in a minute. No…
Loan / EMI CalculatorCalculate fixed monthly payment (EMI), total interest, and full amortization for any installment loan — auto,…
Mortgage CalculatorCalculate your monthly mortgage payment, total interest, and full amortization schedule. Optional extra payment…
Net Worth PercentileWhere your net worth ranks among US households your age — Federal Reserve SCF data, vintage shown honestly. Free, no…
Net Worth CalculatorCalculate your net worth: assets minus liabilities. See how you compare to your age bracket (US Federal Reserve data).
Personal Loan CalculatorMonthly payment, total interest, and amortization for a personal or signature loan.
What Will My Raise Actually Bring Home?A raise never nets what it sounds like. See exactly what reaches your paycheck after federal, state, and FICA — 2026…
Refinance CalculatorMonthly savings, closing costs, and the month you actually break even — with the term-reset trap most refi…
Rent vs Buy CalculatorOpportunity cost, maintenance, taxes and appreciation in one honest comparison — no agenda, because we don't sell…
RMD CalculatorA $500,000 IRA at age 73 requires an $18,868 withdrawal. Your divisor, this year's RMD, and every RMD projected to…
Roth IRA CalculatorA fair Roth-vs-Traditional comparison with 2026 limits ($7,500; $8,600 at 50+) — including the equal-outlay math…
Sales Tax CalculatorCalculate sales tax on a subtotal, or work backwards from a tax-inclusive total to the pre-tax price.
Savings CalculatorProject your savings balance over time, or solve for the monthly contribution needed to hit a goal.
Simple Interest CalculatorCalculate simple interest (no compounding) on a deposit or loan. See the difference between simple and compound…
Student Loan CalculatorRepayment timeline and total interest, plus exactly what an extra payment saves you. Free, no signup, no refinancing…
Tip CalculatorCalculate the tip on a restaurant bill, the total, and how to split between friends. Fast, no signup, no cookies.
True Hourly Wage

Health & Fitness

32 tools

Math

20 tools

Everyday

21 tools

Conversion

13 tools

Take-Home Pay by State

51 tools