Future Value Calculator

The future worth of a single lump sum invested today.

Future value

FV

$0.00

Growth

$0

Total return

The formula

FV = PV · (1 + r/n)nt

where PV is present value, r the annual rate, n the compounding periods per year, and t the time in years.

Quick check — the Rule of 72

Divide 72 by your rate to get the doubling time. At 6%: 72/6 = 12 years. At 9%: 8 years. Useful for a sanity check on the FV.